Cash or Card? Here’s How to Prepare for Your European Adventure.

Planning a vacation always brings up the important question: how much cash should you carry, and do you need more than one credit or ATM card? Here’s why having both cash and a credit card is a smart move:

Why Carry Cash?

While today’s technology allows even street vendors to accept cards, everyday purchases like souvenirs or a refreshing bottle of water are often easier with cash. Running low? No worries—ATMs are plentiful and will dispense cash in the local currency, making your transactions smooth and hassle-free.

Credit Cards for Bigger Purchases

For larger purchases, using a credit card can simplify currency exchange. However, be mindful of foreign transaction fees, which vary by card issuer. Check with your credit card company before you go to avoid any surprises on your statement.

Safety First: Multiple Cards

Relying on a single credit card can be risky. Always carry a backup card and keep it separate from your primary one. This way, if one gets lost or stolen, you can still enjoy your trip without major disruptions. Don’t forget to jot down the emergency contact numbers from the back of your cards in case you need to report a loss.

Pre-Trip Preparations

Before you depart, inform your bank and credit card companies about your travel plans. This prevents your cards from being declined due to unexpected foreign transactions. Additionally, review and adjust your daily spending limits to suit your needs.

Enjoy Your Vacation

With these precautions, you can travel confidently and make the most of your European adventure. Spend wisely and enjoy every moment!